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* ”Amid rising prices, American families fall deeper in debt” by Jessica Dickler, CNBC.** Bhutta, Neil, Andreas Fuster, and Aurel Hizmo (2020). Paying Too Much? Price Dispersion in the US Mortgage Market," Finance and Economics Discussion Series 2020-062. Washington: Board of Governors of the Federal Reserve System, source.*** https://www.forbes.com/advisor/credit-cards/average-credit-card-interest-rate/† https://www.consumerfinance.gov/about-us/blog/americans-pay-120-billion-in-credit-card-interest-and-fees-each-year/#note2†† https://www.debt.org/faqs/americans-in-debt/